With an exciting and unique blend of in house lending we have a one stop offering to the market place which encapsulates the following.

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Funded Through WSP Capital Group (Up Tp £1m)

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It takes a complete understanding of the risk, in order to throw away the criteria matrix.  WSP offer the following.

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• Below Market Value Lending

• First Charge Across The UK

• Up To A True 75% OMV

• Rates From 9% per annum

• From 3 Months to 18 Months Duration

• Residential, Commercial, Development & Land With Planning

• 100% Funding Potential without Additional Security

• Proof Of Funding Available To Clients' Solicitors

• Bridging Of Bridge

• Complex Exit Strategies 

• Client Status Irrelevant So Long As Not Bankrupt

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Churchill Private Finance Geared Propositions (Up To £50m)

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Using a panel of selected and committed lending partners,  we gear internal funds (equity) into larger loans to make them happen when they do not fit standard criteria, thus dropping the LTV risk to the senior funder. The borrower will then pay a blended rate.  We make some very large and interesting loans happen when we apply this.  We are true entrepreneurs and if we cannot offer the loan through WSP competitively then we will, with your consent, contact a partner, introduce some equity and try to get you an amazing solution for the borrower.  

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Loans are UK Wide, (selected parts of Scotland and Wales) and selected European areas.  Note in Europe, new builds are not considered other than extending or refurbishment of an existing property.  Europe is strictly residential investment only. 

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2nd Charge Bridging Without 1st Charge Consent (Up To £1m)

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We offer a unique proposition up to 65% LTV for second charge on residential properties only.  Loans can be up to £1m and there is no permission from the first charge holder sought.  This is especially useful for short term borrowing when clients just need money quickly without fuss, and without being beholden to their existing lenders.  Full details are available on the AN1 page.

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In Summary

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There will be many among us who remember when bridging was about the art of the deal, with entrepreneurs lending to entrepreneurs.  The skill of making a deal that will make money for all parties and lenders who did not rely solely on valuation alone but understood risk, opportunity and reward.

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To those who remember this, then welcome back!  For those too young to remember, you have exciting opportunities ahead that you never dreamed possible.  Please contact us on the email below with new enquiries in the strictest of confidence.